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Copilot

Your idle crypto sitting in your wallet earns nothing. Copilot changes that. Hubra Copilot automatically deposits your idle tokens into the highest-yield lending opportunities and moves them when better rates appear. You enable it once, and it handles everything from there.
Copilot works with your embedded wallet only. Once activated, it runs 24/7—no manual intervention needed.

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What Copilot Does

Copilot has two jobs:

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1. Deposit Idle Tokens

When tokens sit unused in your embedded wallet, Copilot finds the best lending protocol and deposits them automatically.
  • Detects idle tokens in your wallet
  • Selects the highest-yield opportunity available
  • Deposits without you lifting a finger

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2. Move to Better Yields

Copilot doesn’t stop at the first deposit. It continuously monitors your positions and migrates funds when significantly better rates appear.
  • Tracks all your active positions
  • Moves funds when a new opportunity offers at least 1% higher APY
  • Only migrates to pools with no withdrawal cooldowns

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How to Enable

One-time setup through a simple wizard:
  1. Open Copilot in the Hubra app
  2. Review the wizard — explains what Copilot does
  3. Grant permission — allows Copilot to sign transactions on your behalf
  4. Deposit funds to your embedded wallet
  5. Done — Copilot takes over
You can revoke permission anytime in Settings. Your funds stay in their current positions; Copilot just stops managing them.

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What You Control

Enable/Disable: Turn Copilot on or off anytime. No penalties. Deposits: Transfer any supported token to your embedded wallet. Copilot handles the rest. Withdrawals: Withdraw anytime from your portfolio. No lockups, no cooldowns.

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Safety

Copilot only uses vetted lending protocols:
  • Vetted protocols only — thoroughly reviewed before integration
  • Pool checks — verifies pools can handle your position size
  • No lockup pools — avoids pools with withdrawal restrictions

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What You See

Your portfolio shows:
  • Total balance earning yield
  • Current positions with APY for each
  • Activity feed — every action Copilot takes, with explanations
All transactions are visible. Nothing happens in the dark.

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Risks

Smart contract risk: Copilot interacts with DeFi protocols. While only vetted protocols are used, smart contracts can have bugs. Variable APY: Yields change based on market conditions. No guaranteed returns. Delegation: You’re granting Copilot permission to transact on your behalf. This is revocable anytime.

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FAQ

What tokens are supported? All major tokens with available yield opportunities on integrated protocols. Are there fees? Standard blockchain transaction fees only. No additional Hubra fees. How often does Copilot check for opportunities? On a regular schedule optimized for efficiency and gas costs. Can I see what Copilot did? Yes. Every action appears in your activity feed with clear explanations.

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Get Started

Ready to put your idle crypto to work?
  1. Open the Hubra app
  2. Navigate to Copilot
  3. Complete the one-time setup
  4. Deposit funds and let Copilot handle the rest